Service contract companies on both the Texas and Minnesota rosters
Vehicle service contract companies listed by TDLR and by Minnesota Commerce, ordered by the published rubric, with both lists' as-of dates.
Published . Ties alphabetical. The method box below names the data file and its pull date.
The State Coverage Index ranked 7 vsc providers in yes / yes, sorted by score. Every number below comes straight from the source data, not an estimate.
1. olive
Score: 90
Seller; full refund within 30 days; no waiting period; sample contract online; price shown online.
2. Endurance
Score: 87
Direct provider; 30-day full refund; 30-day and 1,000-mile waiting period; sample contracts online; obligor and insurer named.
3. Everything Breaks
Score: 85
Seller (Advance Core Capital Inc. obligor, EB Administrator, LLC administrator); 30-day full refund; 1 month and 1,000 mile wait; disappearing deductible to $0; sample contracts online.
4. Omega Auto Care
Score: 72
Direct (EGV Companies, Inc. is administrator and obligor); 30-day full refund then pro rata less $75; sample contracts online; waiting period unpublished.
5. Alpha Warranty Services
Score: 53
Dealer- and agent-sold obligor (Alpha Warranty Services, Inc. or United Service Protection, Inc. by state); day one coverage; $100 deductible on Powertrain Plus; ABC program eligible for every model year and mileage; no public sample contract.
6. GWC Warranty
Score: 45
Dealer-only provider (APCO Holdings brand); Day One, Mile One coverage on used vehicles; transferable; APCO named issuing provider in FL; no deductible, eligibility or sample contract published.
7. Fidelity Warranty Services
Score: 42
Dealer-sold administrator (JM&A Group); deductible $0 to $250; insured by Courtesy Insurance Company; no public sample contract; waiting period unpublished.