State record MO
Missouri: service contract rules and roster
- Regulator
- Missouri Department of Commerce and Insurance
- Statute or program
- RSMo 385.200
- Publishes a roster
- No roster found
- Source
- insurance.mo.gov/other-licensees/motor-vehicle-extended-service-contracts
Where a state publishes a roster, this index prints it as the state's own list on the state's own date, and registration is never read as a quality rating. This edition found no roster for Missouri.
The rules in plain words
- Missouri registers the obligated provider on a motor vehicle extended service contract under RSMo 385.200. The obligated provider is the company that owes the claims.
- The department publishes no list of those registrations.
- The people who sell the contracts are licensed as producers and appear in the NAIC State Based Systems lookup, which is a person-by-person search, not a roster of companies.
Miles driven in Missouri
FHWA Highway Statistics for 2024: 15,087 miles per registered vehicle a year (table VM-2 vehicle-miles divided by table MV-1 registrations). At that pace a vehicle reaches 100,000 miles in about 6.6 years. It is a statewide average across every registered vehicle, not a forecast for any one car. Factory terms run on their own clock: confirm against your VIN; the clock starts at first sale; terms vary by model year, trim and market. Source: VM-2, MV-1, pulled 2026-10-16.
Neighboring records
All fifty states · The roster table · How this index reads a roster
Page built October 16, 2026. Corrections: see the method page.