The State Coverage IndexService contract law, state by state
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Index / States / Florida

State record FL

Florida: service contract rules and roster

Regulator
Florida Office of Insurance Regulation (OIR)
Statute or program
Three OIR company types: home warranty association, motor vehicle service agreement company, service warranty association
Publishes a roster
Lists published, no export
Roster count
100+ motor vehicle service agreement companies
As of
"current as of 10/15/2026" on the OIR search
Source
companysearch.floir.gov/?data=MOTOR+VEHICLE+SERVICE+AGREEMENT+COMPANY

The roster below is Florida's own list, published by Florida Office of Insurance Regulation (OIR), on its own date: "current as of 10/15/2026" on the OIR search. Registration is a filing status, not a quality rating. A name on this list means the company filed with the state; it says nothing about how the company pays claims.

The rules in plain words

Also from the state: Home warranty associations; Service warranty associations.

The Florida roster

Click 4 Coverage, the advertiser on this site, does not appear on this list under that name, under Click for Coverage, or under Safety Net Protection, the company behind it (searched October 16, 2026). That is why this page carries no advertising card.

Counts read from the OIR company search, "current as of 10/15/2026". The search offers no export.
OIR company typeNames
Home warranty associationabout 51 to 60
Motor vehicle service agreement companyover 100
Service warranty associationover 90

What companies print about Florida

From each company's own pages as recorded in vsc_providers.json; a company that prints nothing is not listed.

Miles driven in Florida

FHWA Highway Statistics for 2024: 12,666 miles per registered vehicle a year (table VM-2 vehicle-miles divided by table MV-1 registrations). At that pace a vehicle reaches 100,000 miles in about 7.9 years. It is a statewide average across every registered vehicle, not a forecast for any one car. Factory terms run on their own clock: confirm against your VIN; the clock starts at first sale; terms vary by model year, trim and market. Source: VM-2, MV-1, pulled 2026-10-16.

Neighboring records

All fifty states · The roster table · How this index reads a roster

Page built October 16, 2026. Corrections: see the method page.