A home rented for short stays has a different set of users than a home lived in by a family. The contract is usually written around a covered unit and an account holder, while guests arrive and leave on a schedule the contract may not expect. This guide is for an owner deciding whether a service contract fits a property that changes occupants often. It does not read any state's rules on short-term rental and does not describe what any company's contract covers.

Who is the occupant

Find how the contract defines the household, the occupant, or the user of the covered unit. Some contracts assume the account holder lives in the home. If the contract is silent on guests, ask in writing whether guests count as covered users and whether rental use is excluded.

Who calls for service during a stay

Ask who may open a service request while a guest is in the property. Ask whether a guest may request a visit or only the account holder. Check whether the provider needs the owner present at the visit, and what happens when no one is there to let the repairer in.

Access and booking gaps

A repair visit needs a window. Ask how the provider schedules visits around bookings, whether it accepts a lockbox or a key holder, and whether a visit during a stay needs the guest's consent. Write down the access method the provider accepts and keep that note with the contract.

Damage and misuse

Ask how the contract treats damage caused by guests. Find out whether it separates misuse and accidental damage from wear caused by heavy occupancy, and what the provider needs to see to decide. Keep photos and notes at each turnover, since the record of the unit's condition between stays may decide what the provider accepts later.

Transfer and renewal

A rental property may change owners or management companies. Ask whether the contract follows the unit, the owner, or the account, and how a change in property manager affects service requests. The state pages on this site list the regulator and statute for each state and show whether a roster is published, which helps identify the rules that apply where the property sits.