Where a state publishes a roster, it tells you who is listed, and sometimes what was listed on the state's own as-of date. It does not tell you what a contract costs. The price is set by the terms of the paper in front of you, and the same kind of unit can carry very different terms from one contract to the next. This guide sets out the terms that move the cost up or down, so that you know what to compare before you ask for a figure.
Terms that tend to push the cost up
A longer term, a wider list of covered parts, a higher labor allowance, and a lower deductible generally raise what a contract charges. A unit that is older or in poorer condition at the point of sale may carry a higher charge or a longer waiting period. Add-ons, bundled items, and payment plans can each add to the total. None of these points gives a figure. Each one is a line on the paper to read.
Terms that tend to pull the cost down
A shorter term, a narrower list of covered items, a deductible you can comfortably carry, and a clear exclusions page all change what you pay and what you may claim. A newer unit in good condition may need less cover. Read the cost side against the covered side, because a lower charge often comes with fewer covered items.
Where the cost actually lands
The price on the contract is only one cost. A claim may bring a deductible, a parts or labor limit, a travel charge, or a gap while you wait for an authorized shop. Trace each line of a sample repair against the paper, and ask the provider in writing what you would pay for a typical covered repair under that paper. Do not rely on a guess about what a claim will cost, since the outcome depends on the terms and on the fault.
What the state tables can and cannot tell you
This site's state pages cite the statute or program that governs each state, and say whether the state publishes a roster, which is printed in full where one exists. They do not give prices, and they do not rank any contract. Use them to learn which rules apply in your state, then compare the terms on your own paper rather than looking for a figure in a table.