A base service contract is often offered with extras attached: additional services, added categories, or optional terms that come with a higher total. Sellers may present the bundle as one figure, which makes it hard to see what each part adds. The comparison works only when you split the bundle back into its lines.
Separate the base from every add-on. Ask the seller to show the base contract and each extra as its own item in writing. If an extra appears only in a summary, ask for the paper that describes it. Write each item on its own line in your comparison, so that two offers can be set side by side.
Ask whether each extra is optional. Some bundles require an extra before you can buy the base, and some let you drop it. Find out which applies to each item. A required extra belongs in the total you compare, not in a footnote.
Check whether a discount depends on the bundle. A lower price for the whole package can disappear if you remove one extra. When that happens, the true cost of the base is different from the price advertised for the base. Ask the seller to quote the base alone so you can see the difference.
Check whether an extra changes how claims are handled. An add-on can bring its own contact line, its own list of approved providers, or its own waiting period. Read how the paper says each extra is claimed. If an extra adds a separate process, it is part of the contract you are judging, even if it was sold separately.
Check each line at renewal. The price of each item may change when the term ends, and the change may not be the same for every line. Ask how each item is renewed and whether you will receive written notice before the new figure applies.
Check the cancellation of each line. Find out whether you can cancel one extra and keep the rest, and how a refund for that single item would be worked out. If the paper treats the bundle as one unit, a cancellation of one item may end the whole contract.
This site does not publish prices for any contract, and nothing in this article gives an amount. For the published figures on each state, use the tables on this site. Those tables report what the state office has published, and you should compare them with the paper the seller gives you.